| 4. What will you have to pay us for our services? |
| We may charge a processing fee between £250 plus VAT and £500 plus VAT. We receive financial remuneration which may be variable or pre-set dependent on the product and the volume that we place with that organisation. The amounts that we receive may vary. If you would like more information in regard to the disclosure of commission, please visit www.fca.org.uk We receive commission as a proportion of premium paid from our insurance provider if you decide to enter into an agreement with them. |
| 5. Who regulates us? |
| Swiss Vans Ltd is authorised and regulated by the Financial Conduct Authority for Consumer Credit activities, our Firm Reference Number (FRN) is 668283. Swiss Vans Ltd is a Credit Broker not a Lender. Swiss Vans Ltd is an Appointed Representative of Auto Protect (MBI) Limited for insurance distribution purposes. AutoProtect (MBI) Limited is authorised and regulated by the Financial Conduct Authority, Firm Reference Number – 312143. Our FCA permitted business is arranging general insurance and finance products. |
| You can check this on the FCA Register by visiting the www.fca.org.uk |
| 6. What to do if you have a complaint |
| If you wish to register a complaint, please contact us: |
| in writing: Ian Hill, Top Floor Office, 31 Old Field Road, Bocam Park, Bridgend, VF31 5LJ |
| by email: ian@vansales.com |
| by phone: 01656 838243 |
| If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (www.financial-ombudsman.org.uk). |
| 7. Are we covered by the Financial Services Compensation Scheme (FSCS)? |
| We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.General Insurance advising and arranging is covered for 90% of the claim with no upper limit. Compulsory forms of insurance (eg Motor Insurance) arecovered for 100% of the claim with no upper limit. Further information about compensation scheme arrangements is available from the FSCS. |
| Please note – finance products are not covered by thisscheme. |